Employee Education


Pre-Enrollment Memos and Announcements build plan excitement and anticipate

   questions prior to group enrollment.


On-Site Group Enrollment or Individual Meetings scheduled at your convenience.


Group Investment Education Meetings help existing participants make informed

   deferral and asset allocation decisions.


Group and Individual Investment Advice offers hands-on assistance to help

   participants select funds based on a customized risk profile questionnaire.


Bilingual Capabilities allow us to serve diverse workforces and ensure clear

   understanding during enrollment.


On-Demand Education presents customized, pre-recorded education modules via

   company intranet on a range of topics:  Plan Basics, Asset Allocation, Pre-Retirement Planning,

   Loans or Market Timing.


Gap Analysis Program identifies lifestyle needs and delivers meaningful retirement

   planning guidance.


Individual Financial Planning Services are also available and delivered to employees

   in an environment of privacy and trust.


Frequent and positive communication to participants benefits everyone in the following ways:


• Increases plan participation and elective deferral contributions

• Promotes appropriate asset allocations

• Builds greater financial security for plan participants

• Lowers exposure to fiduciary liability and participant litigation

The Employee Benefit Research

Institute tells us that more than

50 percent of all plan participants

have yet to complete a retirement

needs calculation, even as more

responsibility for retirement

outcomes shifts to employees.

What’s more, only 13% of workers

are very confident that they will

have enough to retire comfortably.


Plan sponsors shoulder a huge

responsibility to keep employees

informed.  Here’s how McCulley

Financial Group ensures you do.





All written content on this site is for information purposes only.  Opinions expressed herein are solely those of “McCulley Financial Group, LLC”, and our editorial staff.  Material presented is believed to be from reliable sources, however, we make no representations as to its accuracy or completeness.  All information and ideas should be discussed in detail with your individual adviser prior to implementation.